Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
How Can a College Student File Taxes?
If you’re a college student, you may not think a lot about taxes. After all, you may not earn a lot of money, or you may get work-study money and assume you don’t need to pay taxes. However, it’s important to be aware of the topic, even if you think they don’t yet apply to you. Even if you’re in … [Read more...] about How Can a College Student File Taxes?
Last Day of the Year: How Much Do You Have Saved?
The end of the year is nearly here! If you're like 45% of Americans, you're probably starting to think of resolutions for 2016. If you're like me, you might be regretting some of the resolutions you set in 2015 and didn't keep (I'm looking at you, running goals!) You may have set budgeting, saving, … [Read more...] about Last Day of the Year: How Much Do You Have Saved?
How to Navigate Your Quarter-Life Crisis
The time in your early to mid-thirties is a time of immense growth and personal change. You may have graduated from college, moved hundreds if not thousands of miles away from friends and family, and you're likely trying to figure out your career. While not every mid-20-year-old will experience it, … [Read more...] about How to Navigate Your Quarter-Life Crisis
Tips to Save on Your Heating Bill
The chilly winter season can cause your heating bill to spike and turn your budget upside down for a few months. In areas with more brutal winters, it's common to want to blast your heat and just deal with high heating bills. However, you don’t have to deal with expensive heating bills in the winter … [Read more...] about Tips to Save on Your Heating Bill
Do You Have a Christmas Gift Budget? Here’s Why You Should
Christmas is right around the corner. Have you started considering gifts you will purchase for others? While it’s important to realize Christmas is not always about gifts and money, it is an opportunity to be generous. In my family, Christmas is a time where we can relax and spend quality time … [Read more...] about Do You Have a Christmas Gift Budget? Here’s Why You Should