Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
Save Half Challenge: A Dummy Proof Method to Saving 50% Take Home Income
Are you a little intimidated by the Save Half challenge? I was too! Saving half of my meager take home income seemed like a far fetched dream. As a relatively new saver, the idea of putting away such a large amount by the end of the year seemed so impossible, daunting, and utterly … [Read more...] about Save Half Challenge: A Dummy Proof Method to Saving 50% Take Home Income
3 Financial Tools to Help Reduce Stress
I recently found an old letter that I wrote to myself when I was very broke and extremely stressed. I wrote the letter and saved it so that I could look back and laugh. I knew that I would make it through that stressful time eventually. I was stressed because I needed to take care of the brakes on … [Read more...] about 3 Financial Tools to Help Reduce Stress
3 Tax Tips for Procrastination Prone Millennials
This post is part of the TaxACT #BeatTheDeadline blog tour which shares tips on how to make tax time a smooth and easy process before the April 15deadline. TaxACT provides the tools and guidance to help you confidently file taxes easy and fast. Do your own taxes today at TaxACT. You got this. Are … [Read more...] about 3 Tax Tips for Procrastination Prone Millennials
How to File Your Taxes on the Cheap
Tax season is upon us and accountants are flooded with receipts. If you do your own taxes you are probably collecting all of your documents and W-2s so you can file soon. I recently read an article on Forbes about how to file your taxes on the cheap and it mentions the various computer-based … [Read more...] about How to File Your Taxes on the Cheap
4 Ways To Rebuild Your Credit
One of my goals I'm setting for 2015 is to reduce my credit card debt by $3,000. Reducing by that much money is going to take hard work and discipline, and will also help me improve my score. Here are 4 methods I'm currently using to rebuild my credit. 1) I opted out of credit offers For some … [Read more...] about 4 Ways To Rebuild Your Credit