Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
How Can a College Student Build Credit?
Before we go into how can a college student build credit, let’s focus on the uses of credit. The primary reason you will want to build credit history is to borrow money or show a person or a business that they should have faith and depend on you to keep your word. How Do You Get a Credit … [Read more...] about How Can a College Student Build Credit?
How #TheRoad Can Improve Your Financial Wellness
The following blog post is part of the The Road to Financial Wellness Blog Tour. #TheRoad is a 15,000+ miles road trip through 50 states. We’ll be hosting and participating in events all across the country: from The Smile Lifestyle Events, financial wellness seminars, book signings and training. … [Read more...] about How #TheRoad Can Improve Your Financial Wellness
How to Budget for Apartment Expenses
Moving? You'll need to figure out your apartment expenses. If you're thinking about moving out and trying to figure out if you can get your own place, then it's time to set up a budget. Your budget changes as you change and it should adjust especially when you make new decisions such as moving into … [Read more...] about How to Budget for Apartment Expenses
Here’s Your Quarter-Life Crisis Survival Kit
The concept of the mid-life crisis is common. You grow up, work for a bit, get married, and have kids. A decade or two down the road you feel lost, unsatisfied or unexcited with where your life is going. The concept of a quarter-life crisis is similar. Only you are often younger and may not have … [Read more...] about Here’s Your Quarter-Life Crisis Survival Kit
Interview with Zina Kumok Creator of Student Loan Knockout
Zina Kumok is a personal finance freelance writer and blogger at Debt Free After Three. In 2014, she paid off $28,000 worth of student loans in three years. Now, she’s created Student Loan Knockout: A 20-Day Journey to Debt Freedom, a course on how you too can pay off your student loans … [Read more...] about Interview with Zina Kumok Creator of Student Loan Knockout