Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
As a young adult it is important for you to establish a credit history. More than that, it is important for you to establish a good credit history. Oil tycoon and billionaire J. Paul Getty says, "..borrowed money must always be promptly repaid. Nothing will write finis to a career faster than a bad … [Read more...] about Best Credit Card for Young Adults
LaTisha: This is a reader's experience with Sallie Mae. The purpose of these stories is to help prevent others from making the same mistakes. If you have an experience that you would like to share anonymously please contact me. Figuring Out How to Pay Tuition My experience with Sallie Mae has been a … [Read more...] about My Experience with Sallie Mae
I was working on recording a retirement episode of the WealthFast Podcast and stumbled across a pretty neat fact. The more you save, the earlier you can retire. The concept is pretty simple; you need about 25-33 times your annual spending rate to retire and if you save 20% of your income, you can … [Read more...] about My Plan to Travel the World and Save Half of my Income
I recently had the pleasure of being interviewed on the Debt Free Divas radio show which teaches uncommon financial good cents. (yes, cents) The interview was on the subject of Money and Relationships and we got on the topic of dating with little money. I mentioned that there are plenty of ways to … [Read more...] about Cheap and Inexpensive Date Ideas for Your Budget
Is it past 2018? See the latest updated tax guide here. Tax Guide Updated for 2018 (Tax Year 2017) IMPORTANT FOR 2018 Tax Guide: The Internal Revenue Service today released Notice 1036, which updates the income-tax withholding tables for 2018 reflecting changes made by the tax reform legislation … [Read more...] about The Ultimate 2018 Tax Guide for Young Adults