Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
How to Remodel a 20 Year Old Kitchen for Less Than $3,000
"Humans have unlimited wants and limited resources." That is the fundamental idea behind scarcity and economics. You probably learned this in school. Supply and Demand right? Well I happen to think that I have less wants than the next person. But when I want something, I want it without … [Read more...] about How to Remodel a 20 Year Old Kitchen for Less Than $3,000
How to Pay off Student Loans without Going Broke
This post was inspired by a reader question: "How can I pay off my student loans without going broke?"Student loans these days are a part of most college students' vocabulary. Yes, there are some recent college graduates who didn't have to take out student loans when they chose a college, but … [Read more...] about How to Pay off Student Loans without Going Broke
9 Steps to Take After Graduating with Student Loans
There is no doubt that student loan debt has become a bigger and bigger problem in recent years. According to College Board, about 57% of public, four-year college students graduate with debt. So if you have student loan debt, you are not alone. I also fall in that group of college graduates with … [Read more...] about 9 Steps to Take After Graduating with Student Loans
The Wealth Number Book Review
Time for another book review! Although I regularly read books for personal development and skill enhancement, I don't always take the time to write a review unless a book really makes a great impression on me. Click here to see the best investing and personal finance books for young adults. I … [Read more...] about The Wealth Number Book Review
Best Credit Card for Young Adults
As a young adult it is important for you to establish a credit history. More than that, it is important for you to establish a good credit history. Oil tycoon and billionaire J. Paul Getty says, "..borrowed money must always be promptly repaid. Nothing will write finis to a career faster than a bad … [Read more...] about Best Credit Card for Young Adults