Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
Once you’ve changed your spending habits to increase your income and have mastered the art of reducing your existing expenses, you should be ready to look for more ways to increase your income. In The Wealth Number, I suggest several ways to increase your income so you may accelerate savings. Of … [Read more...] about 15 Epic Ways to Increase Your Income to Accelerate Savings
Now that I’m in my mid-twenties, everyone I know is getting engaged. In 2012 the average engagement ring cost $4,000, according to a 2013 report from Jewelers of America. That same year, the median salary of a twenty-something with a bachelor’s degree was $46,900. That means that if you were 25 … [Read more...] about When an Engagement Ring is a Bad Investment
Young people graduating from college have a lot of things on their minds. The usual suspects are student loans, finding a job and eating food. And not necessarily in that order. One thing many graduates don't think about is their credit score, and this can end up costing them a lot of money in … [Read more...] about Credit Card Use for a Good Credit Score Looks Like This
It seems like personal finance doesn't become a priority to some people until something bad has happened. This can be because you don't necessarily grow up with personal finance lessons, or maybe you don't have the best examples to follow. Before things get out of hand, or if you're in the process … [Read more...] about 5 Essential Money Habits for Financial Success
While graduating from college without any student loan debt isn’t impossible, it’s certainly getting harder to avoid. A Pew Social Trends study recently found that, 37% of people under age 40 have student debt, with the median debt load starting at $13,000. Student debt has surpassed credit card … [Read more...] about How to Tackle Student Loan Debt