Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
4 Things You Should Save Up For Before Moving Out
You got your first taste of freedom when you went away to college, and you got to live either in the dorms or off campus apartments. After graduation, the thought of moving back in with your parents was probably cringe worthy. But moving out on your own shouldn't be a decision you jump into … [Read more...] about 4 Things You Should Save Up For Before Moving Out
How to Remodel a 20 Year Old Kitchen for Less Than $3,000
"Humans have unlimited wants and limited resources." That is the fundamental idea behind scarcity and economics. You probably learned this in school. Supply and Demand right? Well I happen to think that I have less wants than the next person. But when I want something, I want it without … [Read more...] about How to Remodel a 20 Year Old Kitchen for Less Than $3,000
How to Pay off Student Loans without Going Broke
This post was inspired by a reader question: "How can I pay off my student loans without going broke?"Student loans these days are a part of most college students' vocabulary. Yes, there are some recent college graduates who didn't have to take out student loans when they chose a college, but … [Read more...] about How to Pay off Student Loans without Going Broke
9 Steps to Take After Graduating with Student Loans
There is no doubt that student loan debt has become a bigger and bigger problem in recent years. According to College Board, about 57% of public, four-year college students graduate with debt. So if you have student loan debt, you are not alone. I also fall in that group of college graduates with … [Read more...] about 9 Steps to Take After Graduating with Student Loans
The Wealth Number Book Review
Time for another book review! Although I regularly read books for personal development and skill enhancement, I don't always take the time to write a review unless a book really makes a great impression on me. Click here to see the best investing and personal finance books for young adults. I … [Read more...] about The Wealth Number Book Review