Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
How to Budget for Apartment Expenses
Moving? You'll need to figure out your apartment expenses. If you're thinking about moving out and trying to figure out if you can get your own place, then it's time to set up a budget. Your budget changes as you change and it should adjust especially when you make new decisions such as moving into … [Read more...] about How to Budget for Apartment Expenses
Here’s Your Quarter-Life Crisis Survival Kit
The concept of the mid-life crisis is common. You grow up, work for a bit, get married, and have kids. A decade or two down the road you feel lost, unsatisfied or unexcited with where your life is going. The concept of a quarter-life crisis is similar. Only you are often younger and may not have … [Read more...] about Here’s Your Quarter-Life Crisis Survival Kit
Interview with Zina Kumok Creator of Student Loan Knockout
Zina Kumok is a personal finance freelance writer and blogger at Debt Free After Three. In 2014, she paid off $28,000 worth of student loans in three years. Now, she’s created Student Loan Knockout: A 20-Day Journey to Debt Freedom, a course on how you too can pay off your student loans … [Read more...] about Interview with Zina Kumok Creator of Student Loan Knockout
How I Paid off $22,000 of Credit Card Debt
This was originally posted on September 22, 2014. It's done! After 6 years of growing a debt monster, and 3 years of attacking it with payments, I can finally say that I have paid off all of my credit card debt. Whew! When I made that first swipe I don't think I knew how much it would affect my … [Read more...] about How I Paid off $22,000 of Credit Card Debt
Combined Finances: To Merge, or Not to Merge?
This post was created in partnership with Credit Sesame. Whether you have married, moved in with a partner, or are considering the next step in a relationship, one common question couples ask themselves is whether to open up a joint bank account. A joint account is beneficial if you wish to share … [Read more...] about Combined Finances: To Merge, or Not to Merge?