Wondering how to fix my credit myself? Or how to fix bad credit? There's no doubt that living in the modern world requires credit. Yes, you can live without a credit card and survive on cash or cashback debit cards. I know because I did it for over two years as I paid off credit card debt. But what … [Read more...] about How to Fix Bad Credit?
Budgeting & Saving
How to File Your Taxes on the Cheap
Tax season is upon us and accountants are flooded with receipts. If you do your own taxes you are probably collecting all of your documents and W-2s so you can file soon. I recently read an article on Forbes about how to file your taxes on the cheap and it mentions the various computer-based … [Read more...] about How to File Your Taxes on the Cheap
4 Ways To Rebuild Your Credit
One of my goals I'm setting for 2015 is to reduce my credit card debt by $3,000. Reducing by that much money is going to take hard work and discipline, and will also help me improve my score. Here are 4 methods I'm currently using to rebuild my credit. 1) I opted out of credit offers For some … [Read more...] about 4 Ways To Rebuild Your Credit
Here’s The Budget One Woman Used Before And After Paying Off $32,000 Of Debt
It was very difficult for me to reveal this information and I tried to be as open as possible without completely eliminating my privacy. Here's the story on Business Insider about how I budgeted for my debt payoff. ___ In 2011, LaTisha Styles decided it was time to pay off her $22,000 of … [Read more...] about Here’s The Budget One Woman Used Before And After Paying Off $32,000 Of Debt
15 Epic Ways to Increase Your Income to Accelerate Savings
Once you’ve changed your spending habits to increase your income and have mastered the art of reducing your existing expenses, you should be ready to look for more ways to increase your income. In The Wealth Number, I suggest several ways to increase your income so you may accelerate savings. Of … [Read more...] about 15 Epic Ways to Increase Your Income to Accelerate Savings
When an Engagement Ring is a Bad Investment
Now that I’m in my mid-twenties, everyone I know is getting engaged. In 2012 the average engagement ring cost $4,000, according to a 2013 report from Jewelers of America. That same year, the median salary of a twenty-something with a bachelor’s degree was $46,900. That means that if you were 25 … [Read more...] about When an Engagement Ring is a Bad Investment