A thrifty spouse may seem like a handful to deal with. They may be extremely logical. You may not always see eye-to-eye. But a frugal spouse can be an asset to your family. Luckily, when I started becoming thriftier, I set an example in my household and encouraged my partner to follow suit. And it … [Read more...] about How to Get Along with a Thrifty Spouse
Budgeting & Saving
When starting out in your first job, it can be tough to save. Between rent, transportation costs, student loan debt (and more) you may think saving money is impossible. Luckily, it's easier to save than you may think! You will need to create a savings plan. Boring, right? But once you've identified … [Read more...] about How Much Should I Save?
The importance of having a budget has been debated probably since the origin of the word. Some people live by a budget and can’t get by without their spreadsheets, while others simply see it as an ineffective waste of time. In fact, a Gallup poll indicated that two-thirds of American households do … [Read more...] about What Would the World Be Like Without Budgets
Have you ever been somewhere, travelling or even in your own hometown, when you lost your credit card or even your entire wallet? The moment of panic that ensues while you search frantically for your card is not fun to experience, but this may happen to you at some point or another. With any luck … [Read more...] about I Lost my Credit Card, What Do I Do Now?
Are you a little intimidated by the Save Half challenge? I was too! Saving half of my meager take home income seemed like a far fetched dream. As a relatively new saver, the idea of putting away such a large amount by the end of the year seemed so impossible, daunting, and utterly … [Read more...] about Save Half Challenge: A Dummy Proof Method to Saving 50% Take Home Income
I recently found an old letter that I wrote to myself when I was very broke and extremely stressed. I wrote the letter and saved it so that I could look back and laugh. I knew that I would make it through that stressful time eventually. I was stressed because I needed to take care of the brakes on … [Read more...] about 3 Financial Tools to Help Reduce Stress