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Earn Extra Income

15+ Ways to Make Extra Money Today

We’ve all been there… the rent is due soon and you need to make money now. As a young adult, there are many expenses, planned and unplanned. This means sometimes you have to go above and beyond to make extra money.

If you need to make extra cash today, we’ve got just the list to help you do it! Not everything on this list will be quick and easy, and some may require elbow grease, but if you need to make extra money now, this list will help you do it!

Ever wish you could make extra cash during your free time? Turns out, it’s easier than you think! Look around your house or think about the skills you already have, and start making money right now.

These 15 ways to make extra money are a great jump-start to building a side business around your stuff and your skills.
Find! This post did not just have the typical ways to make extra money. And there's one that I can do this weekend! I'm on it ;)

Make Extra Money This Weekend by Selling Items Around Your House

Selling items around your house is one of the easiest ways to make extra money on the weekend. Chances are, you probably have old stuff you’re not using anymore, whether it’s electronics, clothes, or even furniture. By selling items you no longer use around your home, you’ll clear up space around your house and make extra money.

1) Gone

You have probably already heard of (or tried!) Craigslist and eBay. But there are other ways to sell your items beyond these sites. Gone is an app that helps you sell your electronics. Gone is awesome because it sends you all packaging and shipping materials, plus they sell your item for you at the best price. You get paid once your item is sold, and you can receive a check, PayPal transfer, or Amazon gift card.

2) OfferUp

Don’t want to deal with shipping at all? Check out OfferUp, which connects you to other buyers and sellers in your location. OfferUp is an app. All you do is take a picture of the item you want to sell, price it, and wait for someone to contact you. OfferUp is similar to Craigslist in that you’ll be selling your items locally. Meet your buyer in a public location, preferably with a friend to be safe.

3) SwipSwap

SwipSwap is a funny name, but it’s serious about selling your items. If you’re on Facebook, type in “SwipSwap (or Swip Swap) [your city]” and look for groups of people in your area who are buying and selling items. Swip swaps are like Craigslist, but are extremely local and Facebook groups are often private. In many big cities, you have to prove you live in the city before you can be approved.

However, local swip swaps are one of the safest ways to sell your items and make extra money on the weekend. To sell, take a picture of your item, include a brief description and the price, and wait for someone to bid on your item. Some people will try to haggle, whereas others will message you to buy outright. Another bonus to swip swaps are that people live fairly close to you, meaning you won’t have to drive out of your way (or pay for shipping) to sell.

Sell Your Clothes

4) Poshmark

Poshmark is an app that helps you sell your clothes. If you’ve been meaning to sell a pair of Tory Burch flats that never fit right, Poshmark is your chance!

Selling on Poshmark is easy: take a few pictures of your item, add a description and price, and wait for someone to purchase. When someone purchases your item, Poshmark helps with shipping by sending you a prepaid and pre-addressed label.

5) ThredUp

Similar to Poshmark, ThredUp sells designer clothes and so much more. I’ve had the most luck with ThredUp in selling because I typically don’t sell my designer clothes (I wear them until they can’t be worn anymore…). However, I do occasionally sell non-designer items that simply don’t fit me, and they do sell well on ThredUp.

Earnings on ThredUp vary (from 10-80% depending on the price of the item), but ThredUp does all the work of selling your item for you, from processing your item, to putting it online, and sending it on its way. All you do is pack a bag (provided by ThredUp) with gently worn, clean, and preferably in-season items, then drop it off at your local post office. You can even schedule a pick up if you’re super busy! Once received by ThredUp, your items are processed, posted online, and you’re contacted as your items sell. You make money after the items sell.

6) Consignment Stores

If you need money now, raid your closet and your apartment for anything you can sell. If you have some gently worn clothes, especially work-appropriate attire, make some extra money by taking your clothes to a consignment store. Consignment stores will split the profit with you, usually 60-70% to you and 30-40% to the store, but the only work you have to put in is dropping your clothes off!
Is your stuff too big to take to a consignment store? Or do you want to save time and money by not driving? The internet to the rescue! Online consignment stores like Thredup.com will help you sell your gently worn clothing. And don’t forget Craigslist for selling bigger, heavier items. The best part about Craigslist is people will generally text or call you right away for your items, meaning you’ll make cash money fast.

7) Yard Sales

Yard sales might get a bad reputation for being time-consuming or a hassle, but they are quick ways to make extra money. Go through all of your old stuff, even things that are more than gently worn. Kitchen items, furniture, and baby items generally do the best at yard sales, but you’ll be surprised at what sells!

Make Extra Money & Sell Your Skills

Don’t really want to sell anything around your house? That’s okay, there are still ways to make extra money this weekend!

8) Amazon’s Mechanical Turk

For a little extra money, you can use your skills to do a few side tasks on Amazon’s Mechanical Turk. Tasks vary daily, but can be anything from transcription to basic research. Most tasks can be finished relatively quickly, and once your work has been approved, you get paid.

9) Fiverr

Have an awesome voice? Like to review resumes? Are you great at creating logos? Consider selling your skills online at Fiverr to make extra money. Since your work will be selling for a base price of $5, you’ll want to choose something not terribly time intensive. Need stock photos for your creative designs? Check out this list of 100+ places to find free stock photos online.

Say you’re really great at designing logos: for $5, offer one black and white logo design. For an extra $5, you can offer multiple revisions. For another $5, you can offer logos in color. This way, you’re not wasting your time doing multiple revisions for someone who only wants to pay you $5, and you’re making extra money for your talent.

10) Become a Rideshare Driver

If you have a car, like to drive, and are sociable, you may love being a rideshare driver. You can choose one of the “big three” ridesharing companies, or you can choose all three: Uber, Lyft, and Sidecar. The best money-making days are usually the weekends, especially after the bars close, but you don’t have to drive at 2 a.m. just to make extra money. Driving can be very lucrative during the day, especially during rush hour, so give it a try and drive for a few companies to see which one suits you best.

11) Be a Sitter

To make extra money, offer your skills as a babysitter to friends and family. Don’t like kids? Offer to petsit or elder-sit! Ask around and see if anyone needs a sitter, either to watch their children for a night, their pets for a weekend, or to check in on an elderly family member a few days a week. You could make money right now – and in the future, if you like it!

12) Offer Your Skills on TaskRabbit

Similar to Fiverr.com, TaskRabbit markets your time for money, and you set the price. If you can plan an event, move furniture, or decipher Ikea instructions, you could find yourself in demand on TaskRabbit. TaskRabbit tasks come up regularly, which makes it an easy way for you to make some extra cash today and in the future.

13) Make Extra Money Surfing the Web

We’ve covered Swagbucks before, where you can earn money for surfing the web and doing various online tasks. Not only is Swagbucks free to join, but you can earn money throughout the day just by using Swagbucks for regular internet searching and more.
In addition to Swagbucks, you can use Inbox Dollars to make some extra money today. Like Swagbucks, you can take surveys through Inbox Dollars, play games, and even redeem grocery coupons to make extra cash.

Turn your Trash into Treasure

14) Sell Your iPhone Photos

If you love taking pictures and already share them online, consider getting paid for your talent. Foap.com will take your photos and sell them to major media outlets, then split the profit 50/50. The best part about Foap is you can make some serious money from it: you’re paid $5 per photo you sell and, if brands like your photos, they can pay you hundreds to thousands of dollars to take specific photos. This could lead to a full-time job in photography.

15) Rehab Old Furniture

Someone else’s trash can be your treasure – if your talent is reviving the past. Visit yard sales around your neighborhood, or rehab old furniture you already have. You can sell it at your own yard sale, put it up for sale on Craigslist, or take it to a consignment shop to possibly get even more money for it.

Bonus! Sign Up to Work as a Brand Ambassador

While it may not make you money today, consider signing up with a marketing agency to make additional money on the side. If you find yourself consistently needing extra money, or if you work freelance or part-time hours, you may want to look into taking more gigs over the long term. You’ll have the most luck looking for brand ambassador positions if you’re in a larger city. For best results, join a few marketing agencies and grab the jobs as they open. If you want to learn exactly how I made $20 an hour in college as a brand ambassador then grab this extra money video course.

I’ll tell you exactly how to find jobs as a brand ambassador and exactly what you need to know to book them consistently. The extra money course also includes specific steps you can take to earn money online.

Thanks to the internet, there are a lot of opportunities for you to earn extra money today. In fact, you may have some photos on your phone, furniture in your house, or skills in your repertoire you could sell right now! Consider some of the above money making opportunities for making money right now.

With these 15 ways to make extra money, you’re sure to find something quick and fairly profitable. Over time, if you really want to start a regular side hustle, you may want to consider expanding your Fiverr business, help other people sell their items online. Or even start your own blog. This blog post will walk you through the steps to starting a money making blog.

All of these ways to make extra money will take more time, but they can be worthwhile long-term ways to make extra money, too.

Originally posted 2016-11-20 08:00:15.

Categories
Career

65+ Job Search Sites so You Can Get Hired Today

Finding a job after college can be tough. It can be extra challenging for those whose major isn’t particularly in-demand, who don’t have strong networks, or for those who live in an economically-depressed area. After applying to so many job search sites, it can feel like you’re throwing your resume into an abyss.

But don’t lose hope. I started in my field after sending my resume through an online portal, which got my foot in the door. All you need is one great resume and interview to set yourself up on the path to success! Here are 65+ job search sites you may not have already heard about:
All you need is one great resume and interview to set yourself up on the path to success! Here are 65+ job search sites you may not have already heard about

65+ Job Search Sites

General Job Search Sites

1. Career Builder – At Career Builder, you can get advice or search through 1.6 million jobs. Set alerts to be first in line and have new jobs emailed to you.

2. Indeed You can find millions of jobs compiled from thousands of company web sites, job boards and newspapers.

3. Monster – Monster is a source for jobs and career advice. You can search for jobs, read career advice from Monster’s job experts, and find hiring and recruiting tips and tricks.

4. LinkedIn – On LinkedIn, you can manage your professional identity, build and engage with your professional network, and access knowledge, insights and opportunities. Do not overlook this power player.

5. Glassdoor Here you can find reviews, salaries and benefits from employees as well as interview questions from candidates. It’s like having insider knowledge for thousands of companies.

6. College Recruiter – This is a leading niche job board for college students and recent grads who are searching for internships, part-time employment, and seasonal work.

7. US JobsFind local jobs and apply online via company employment career sites. US Jobs is a free service provided by the Direct Employers Association.

8. Simply Hired Search for job opportunities and browse by job category, city, state, employer and more.

9. Idealist – One of the best places to find volunteer opportunities, nonprofit jobs, internships, and organizations working to change the world. Humanitarian majors should definitely check out this site.

10. Snag a Job – It’s a job search engine with helpful advice on job searching, job interview questions (and how they should be answered) and more.

11. FlexJobs – A professional job search site to help you find the best flexible jobs available, safely and easily. Every job is hand-screened and legitimate.

12. The Job Spider A job search engine that offers a unique job classified system and free resume posting. Career search by category or keyword for thousands of full time and part time jobs.

13. Hot Jobs Yahoo Yahoo HotJobs is a comprehensive career management resource with job listings, a resume builder, and content to assist job seekers.

14. Flip Dog FlipDog.com crawls employer web sites looking for job opportunities not advertised elsewhere. It’s a neat idea.

15. Job Central – Job search site where you can search for full time and part time jobs and job training.

16. All Job Search – Over 1,000 popular job sites, newspapers and newsgroups, all in one search.

17. Nation Job Nation Job provides an employment and online job search engine. You can post jobs and search for careers by community, industry, or company.

18. Work Tree A job portal that thousands of job seekers use daily as a launch pad to begin their online job search.

19. Hound A job search site with jobs directly from employer websites, job boards, newspapers, etc. Browse millions of latest jobs from thousands of companies.

20. Find Jobs by Zip – With Find Jobs by Zip, you can find full-time and part-time jobs with only your ZIP code. If location is your most important requirement, this site is perfect for you.

21. US Job Board Search jobs and career opportunities and find employment in the United States.

22. Hire Diversity – A job search site for diversity jobs, recruiting/hiring minority executives, managers and employees.

23. ExecuNet ExecuNet is a private community made up of nearly 700,000 CEOs and VPs, recruiters and more. These are the people to know.

24. Jobster – A job search engine with search criteria that matches individuals with suitable job listings.

25. Nation Job Post jobs and search for careers by community, industry, or company.

26. Link Up – A free job search site where you can find and apply for job openings found directly on company websites.

27. Career Jet – A job search site with jobs pulled from 10,000+ websites.

Specific Job Search Sites

These jobs are for those looking for more specific jobs.

28. LatPro – Find Spanish, bilingual, and Hispanic jobs on LatPro.

29. One Wire A job search site for finance professionals. Good for finance jobs, banking jobs, accounting jobs and more.

30. AccounTemps – Accountemps is a specialized, temporary staffing company for accounting, finance and bookkeeping.

31. After College – Entry level jobs and internships for those right out of school.

32. Dice – Dice is a site dedicated to tech industry jobs. In addition to a robust database of available jobs in the information technology industry, it offers a wide range of articles with tips and advice on landing a job in the IT field.

33. CrunchBoard – CrunchBoard.com provides a spot for people interested in working in the tech industry.

34. Culintro – Culintro.com is where bartenders, cooks, executive chefs and maître d’s go to find American restaurant jobs.

35. Efinancial Career – For financial professionals seeking positions in investment banking, asset management, trading, auditing, risk management, and securities (to name a few) this is a go-to website. The site also provides job market news and salary survey information.

36. Jobs on the Menu – JobsOnTheMenu.com specializes in restaurant jobs for servers, hostesses, chefs, restaurant managers, and more in some of the finest restaurants in the U.S.

37. Health Care Job Site – One unique advantage the site offers is an online career portfolio option that healthcare professionals can use to build and showcase their portfolio.

38. Jobs in Logistics – JobsInLogistics.com helps job seekers find careers in transportation, supply chain, purchasing, distribution, and manufacturing among other areas.

39. Media Bistro – Media Bistro offers everything from communications coordinators to editor and social media positions, this site has a lot to offer anyone wanting to break into media and communications.

40. Journalism Jobs – Journalismjobs.com offers over 800 journalism jobs around the world. In addition to traditional employment opportunities, you can find freelance work and internships as well as diversity jobs in the journalism industry.

41. Sales Gravy – SalesGravy.com offers an excellent range of sales training services, as well as articles on topics of interest within the field of sales.

42. USA Jobs – Job seekers interested in federal jobs can apply online, and learn about eligibility, pay, and benefits.

43. The Ladders – Originally launched as a job search site that specialized in employment for executives earning $100,000 or more per year, the site has expanded its services to all professional jobs representing nearly 43,000 recruiters.

44. LinkedIn – When it comes to useful tools for your job search, it’s nearly impossible to match LinkedIn.com. With a global Alexa rank of 11 and a U.S. rank of 7, this site is a go-to resource for employers. It’s so powerful, we’ve decided to list it twice.

45. Tweet My Jobs – The simplicity and viral nature of this platform combine to make it a powerful recruiting tools for businesses – and job seekers savvy enough to use this medium in their searches.

46. Jobs Miner – This neat tool extracts job postings from various social media networks to match the search criteria you establish.

47. Wow Jobs Canada – Search over 100,000 jobs from thousands of job sites, classifieds and company sites across Canada.

48. Blogging for Jobs – Blogging4Jobs.com is an online workplace resource for managers, leaders, human resources, and recruiting professionals.

49. iHispano – Join this Latino job board to find employers that are looking for Hispanic and bilingual Spanish professionals.

50. Career Journal – Executives, managers, and professionals can find jobs on this site from The Wall Street Journal.

51. Guru – Put your skills to work by creating a personal listing and responding to jobs on this freelance job search site.

52. Lawfirm Staff – Find jobs at law firms through this site.

53. College Grad – Recent college graduates can find tons of jobs and helpful resources on this job site.

54. IT Jobs – Find international IT and tech jobs on this site.

55. Military Hire – This job search site is the leading job site for military veterans.

56. ALA – The American Library Association maintains a list of open library positions.

57. Findlaw – Findlaw offers a career center for legal professionals.

58. Job 37 Signals – Check out 37 Signals to find programming, design, and executive jobs.

59. Saludos – This website provides career resources for Latino job seekers.

60. Cool Works – Find summer and seasonal job listings at national parks and resorts on this website.

61. Alum Wire – Alum Wire offers a job search for recent college graduates.

62. Opportunity Nocs – Check out this job search site to find nonprofit jobs and opportunities.

63. Care – On Care.com, you can find a job as a babysitter, tutor, pet sitter, or senior caregiver.

64. Education Crossing – Check out Education Crossing to find all of the education jobs available online.

65. Talent Zoo – TalentZoo offers a job search engine for advertising, marketing, publishing, broadcasting, and publishing jobs.

Even though finding a job is tougher than it used to be, it’s not impossible. While the internet has made job searching more impersonal, it has also opened many more opportunities than before. With determination, perseverance, and maybe some luck, the above job search sites can help you find a job today!

Originally posted 2016-08-04 10:00:08.

Categories
Budgeting & Saving

How Can a College Student File Taxes?

If you’re a college student, you may not think a lot about taxes. After all, you may not earn a lot of money, or you may get work-study money and assume you don’t need to pay taxes. However, it’s important to be aware of the topic, even if you think they don’t yet apply to you.

Even if you’re in college, you may still have to pay taxes. While you can only answer these questions yourself, you may want to check with your parents and/or a tax professional as well for the best, most accurate advice.

Are You an Independent or Dependent Student?

In many cases, even if your parents have claimed you as a dependent on their taxes, and even if you’re a student, you may still have to file taxes. It depends on how much money you earned throughout the year.

If you were self-employed during the past year and made more than $400, you will have to file a federal tax return and pay self-employment tax. In addition, even if you received Federal Work-Study, you still are generally subject to federal and state income tax. However, unlike self-employment tax, your work-study income is exempt from FICA taxes, provided you’re enrolled full-time in school and work less than half-time.

No matter what income you receive throughout the year, you’ll want to make note of any earnings when you fill out your Free Application for Federal Student Aid (FAFSA). Your FAFSA helps determine how much aid you will receive in the upcoming year for school. You should always fill it out, even if you think you or your family make too much to qualify.

Do Students Qualify for Tax Benefits?

College students may qualify for some tax breaks, or benefits, as long as they’re attending an accredited university, college, vocational school, or adult education classes. There are two tax credits in particular students will want to be aware of, as they can help lessen your tax burden and help you pay off student loan debt while you’re still in school.

As a student, you’ll want to check out the American Opportunity Credit and the Lifetime Learning Credit. While you can only apply for one credit per person (i.e. you and a sibling could qualify for each credit, but you yourself can’t claim both), these credits are very helpful toward reducing your tax burden.

If you’re a student currently paying off student loans, you can also qualify for the student loan interest deduction and the tuition and fees deduction. Here are additional tax credits which you may also qualify.

“Will I Pay Taxes on Scholarships or Grants?”

This will likely come as a relief to many of you: you do not have to pay taxes on scholarships and grants. Any scholarships you’ve received for merit, athletics, and more do not have to be included in your gross income on your tax return. This also includes fellowship grants, which many graduate students receive.

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Once you’ve determined if you need to pay taxes, and how much you need to pay (if anything), it’s time to file your taxes. If you’re a dependent, you can work with your parents and provide them any paperwork they need to complete their taxes. If you’re filing on your own, you can always e-file, likely for free since you’re a student and don’t make much money. In all likelihood, you won’t owe anything and you may even get a tax refund. That’s why it’s always important to file your taxes, even if you think you didn’t make enough of an income. Never leave money behind!

The tax code can be very complicated, regardless of your status as a student. See our Ultimate Tax Guide for more assistance.

Originally posted 2016-01-06 10:00:18.

Categories
Budgeting & Saving

Last Day of the Year: How Much Do You Have Saved?

The end of the year is nearly here! If you’re like 45% of Americans, you’re probably starting to think of resolutions for 2016. If you’re like me, you might be regretting some of the resolutions you set in 2015 and didn’t keep (I’m looking at you, running goals!) You may have set budgeting, saving, health, family, or any number of goals for yourself in 2015, and maybe you’re thinking of continuing a lot of those goals into 2016.
Since you’re a Young Finances reader, you’ve probably been better than most at keeping at least a few of your money goals. We’d like to know, how much have you saved this year? What were your goals for saving and how did you do?
If you’re interested in determining your saving rate, you can look at it a few ways. Here’s how to determine how you did on saving this year:

The 50/20/30 Method

One way to evaluate how well you did on your saving goal this year is to see if your spending and saving followed the 50/20/30 method. LearnVest outlines examples of how this method works but here are the basics:
  • 50% of your take-home pay (after taxes) goes to fixed expenses like rent, utilities, food, and fuel. LearnVest lists student loans under “financial goals” and not fixed expenses but I would include student loans under your fixed expenses. Unless you make so little, or you’re in school and can defer your loan payments, every lender considers your loans non-negotiable. You have to pay your student loans, unless you get a forbearance or deferment. If you don’t, you’ll go into default and damage your credit among other repercussions. Student loans also cannot be discharged in bankruptcy. Bottom line: they’re a fixed expense!
  • 20% of your take-home pay is for savings and other financial goals. This is where you get to calculate some of the fun stuff! What were your 2015 saving goals? Take a look at your savings or investment accounts, and see if you put at least 20% toward saving of some form. If you were able to save or invest 20% of your take home pay, you’re on the right track! No worries if you weren’t, though. Any amount of saving puts you on the right track. For 2016, you can always find additional ways to hustle and thus be able to save more moolah.
  • 30% of your take-home pay is for flexible spending like shopping, entertainment, and hobbies. It’s just fine if you spent less than 30% on hobbies or entertainment. Some people prefer to save their money for big ticket items, like travel, instead of spending money throughout the year. If you spent more than 30% of your take-home pay on flexible spending, though, you’ll definitely want to go back and read more Young Finances articles.

Emergency Savings Evaluation

For some of us, especially those who’ve just graduated and maybe aren’t making a huge salary, sometimes your saving goal is determined by your emergency savings. If you have emergency savings, you’re doing really well!
Take a look at your emergency savings right now. See if you have enough saved to cover at least 3 months of expenses. For example, if your monthly fixed expenses come to $1,000, you should have $3,000 in your emergency savings. Even better is 6-9 months of emergency savings.
If you don’t yet have enough saved to cover 3 months of expenses in case of a job loss, this should be your biggest priority in 2016. No matter what age you are, emergencies can happen at any time. It doesn’t make sense to put money you don’t have on a credit card with a high interest rate.
For 2016, let’s make saving a priority! By evaluating your saving rate in 2015, you now know where you’re doing well and where you can improve.
How much were you able to save this year, and how did you do it? If you’d like to see more articles on how to save, let us know!
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Originally posted 2015-12-30 10:00:20.