10 Things NOT to Buy Your College-Bound Student | Young Finances

10 Things NOT to Buy Your College-Bound Student

We’ll let you in on a little secret that “they” don’t want you to know: College is expensive! But seriously, it’s not just tuition, either. Chances are your child will also have to buy books (which are increasing in price faster than tuition!), new clothes, kegs of beer, and even some housewares to furnish a dorm room […]

How to Remodel a Kitchen on a Budget | Young Finances

How to Remodel a 20 Year Old Kitchen for Less Than $3,000

“Humans have unlimited wants and limited resources.” That is the fundamental idea behind scarcity and economics. You probably learned this in school. Supply and Demand right? Well I happen to think that I have less wants than the next person. But when I want something, I want it without question. A few weeks ago I […]

Last Day at Work Farewell

Does Leaving My Job Mean I Can Have My Cake And Eat It Too?

Cake Day. I’m going to miss Cake Day. As I get ready to pack up my desk my mind races but settles on this one event. Each month my employer celebrates birthdays with cakes. This month is my birthday month so I had a chance to help choose the two cakes that the entire company […]

Gemini Portfolio June

June Investing Challenge Results- Gemini Portfolio

It’s July! And time for another update on my Grow Your Dough Throwdown portfolio. You may remember that at the beginning of the year I entered a challenge to grow $1,000 in the markets. I decided to take a combined approach using passive and active methods. For my active portfolio, I invested $400 with Loyal3. […]

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How to Pay off Student Loans without Going Broke

This post was inspired by a reader question: “How can I pay off my student loans without going broke?” Student loans these days are a part of most college students’ vocabulary. Yes, there are some recent college graduates who didn’t have to take out student loans when they chose a college, but that’s pretty rare […]

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Banking and Budgeting

how to build wealth

How You Can Build Wealth

Building wealth takes time and knowledge. There is no get rich quick method. There are a few ways to begin building wealth. Passive Income vs. Active Income Active Income Active Income is based on your own personal efforts to make money by exchanging hours for dollars. It is the income that comes in when you […]

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Get Ready for Zero Free Debt Payoff Plan

Before you start building wealth, you may have a few administrative items that need to be taken care of. Namely, you may have consumer debt hanging over your head. Every day it calls to you, waking you up in the middle of the night. Have you ever jumped out of bed in a cold sweat […]

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The Wealth Number Book Review

Time for another book review! Although I regularly read books for personal development and skill enhancement, I don’t always take the time to write a review unless a book really makes a great impression on me. Click here to see the best investing and personal finance books for young adults. I recently read The Wealth […]

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How to Be Smart, Savvy, And On A Budget

In today’s economy it has become increasingly hard to live like you did 15 years ago. With rising prices on food, gas, clothes, etc., you will find that a lot of people are living check to check and in debt. Shopping excursions, vacations, and extracurricular activities are becoming a thing of the past. Most people […]

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8 Ways Retailers Fool You Into Spending Money

Pranksters everywhere have their calendars marked for April 1st. It’s the one day each year when their shenanigans are not just tolerated, but actually encouraged. While tricksters may be reserving their arsenal of hijinks for April Fools’ Day, your favorite retailers are fooling you year-round. As it turns out, there are a number of subtle, […]

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How I Plan to Save $677.08 Dollars a Year on Cell Service for my iPhone 4S

I’ve been bleeding fifty six dollars and forty five cents for the last 5 months. And I had no idea until I decided to cancel my cell phone service with Verizon Wireless and cut my cell phone bill in half, actually more than half. With the switch I am saving $56.45 each month. As a […]

Life and Leisure

Tears, Screams, Amputation Scares and Two Major Reasons Why the Megabus is Not For Me | Young Finances

Tears, Screams, Amputation Scares and Two Major Reasons Why the Megabus is Not For Me

As a girl in a long distance relationship I take frequent trips to see my Romeo. Recently, a girlfriend mentioned that I try a new service. I typically drive the 4 hours in my 2006 Mazda3 which has over 145,000 miles on it. As a well-made foreign car, I expect it to last for at […]

travel hacking

Travel Hacking the New Delta SkyMiles Program

Earlier this week I received an email about changes to the Delta SkyMiles® program. As a Georgian – albeit by way of Brooklyn – I am very loyal to Delta. I enjoy the service that the airline provides and the smooth landings. When you can sleep through the landing and only awake upon hearing fellow […]

valentines day

3 Ways that Valentines Day Can Break Your Budget

I watched this TED talk recently about Millennials: Who They Are & Why We Hate Them. It was an extemely insightful discussion about the difference between millennials and the Gen X population. Who Are Millennials? Millennials are defined as those born from 1980 to 2000. We are more likely to have a profile on a […]