College graduate

The Broke Grad’s Guide to Thriving in the Real World

Graduating college is an exciting moment, right? Maybe not. Total student debt has topped $1 trillion this year and the average college graduate owes more than $33,000 in outstanding payments upon commencement. So, it’s understandable why young adults are filled with more fear than joy about earning their diploma and entering the real world. While […]


10 Ways to Fix Your Credit

Some of you may be thinking, I’m still young, so why should I care about my credit score? Lots of people have debt and less than stellar credit, but they’re still enjoying a cushy lifestyle. As long as I’m able to buy the things that I want, why should I be concerned? The answer is […]

eliminate student loan debt

The Ultimate Guide to Eliminate Your Student Loans, Without Paying!

Let’s be honest, paying back your student loans can be a stressful situation. At the end of the day it doesn’t matter how or for what reason you’ve accumulated your massive student loan debts, you just know that you have a student loan balance that remains which you are reluctant to pay, especially if you’re […]

Gemini Portfolio 5-31-2014

May Investing Challenge Results- Gemini Portfolio

It’s June! And time for another update on my Grow Your Dough Throwdown portfolio. You may remember that at the beginning of the year I entered a challenge to grow $1,000 in the markets. I decided to take a combined approach using passive and active methods. For my active portfolio, I invested $400 with Loyal3. […]

man holding piggy bank

Dieting and Financial Freedom Have More In Common Than You Think

  I have been trying to lose these last ten pounds and transition to 50% veganism for the longest time. I stick with my nutrition and health regimen for a little while, but as soon as I feel lazy or feel like cheating, I succumb and retreat to my old habits even though it represents […]

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Banking and Budgeting


Get Ready for Zero Free Debt Payoff Plan

Before you start building wealth, you may have a few administrative items that need to be taken care of. Namely, you may have consumer debt hanging over your head. Every day it calls to you, waking you up in the middle of the night. Have you ever jumped out of bed in a cold sweat […]

the Wealth Number book

The Wealth Number Book Review

Time for another book review! Although I regularly read books for personal development and skill enhancement, I don’t always take the time to write a review unless a book really makes a great impression on me. Click here to see the best investing and personal finance books for young adults. I recently read The Wealth […]


How to Be Smart, Savvy, And On A Budget

In today’s economy it has become increasingly hard to live like you did 15 years ago. With rising prices on food, gas, clothes, etc., you will find that a lot of people are living check to check and in debt. Shopping excursions, vacations, and extracurricular activities are becoming a thing of the past. Most people […]

how to save money while shopping

8 Ways Retailers Fool You Into Spending Money

Pranksters everywhere have their calendars marked for April 1st. It’s the one day each year when their shenanigans are not just tolerated, but actually encouraged. While tricksters may be reserving their arsenal of hijinks for April Fools’ Day, your favorite retailers are fooling you year-round. As it turns out, there are a number of subtle, […]


How I Plan to Save $677.08 Dollars a Year on Cell Service for my iPhone 4S

I’ve been bleeding fifty six dollars and forty five cents for the last 5 months. And I had no idea until I decided to cancel my cell phone service with Verizon Wireless and cut my cell phone bill in half, actually more than half. With the switch I am saving $56.45 each month. As a […]

budget for fun

How to Budget for Fun

Budgeting does not have to be boring! You can still find ways to create a fun budget without clipping coupons. Did you like this video? Leave a comment, share it with a friend or tell me on Twitter! You can find me at Send me an email at LaTisha AT youngfinances DOT com, subject […]

Life and Leisure

Tears, Screams, Amputation Scares and Two Major Reasons Why the Megabus is Not For Me | Young Finances

Tears, Screams, Amputation Scares and Two Major Reasons Why the Megabus is Not For Me

As a girl in a long distance relationship I take frequent trips to see my Romeo. Recently, a girlfriend mentioned that I try a new service. I typically drive the 4 hours in my 2006 Mazda3 which has over 145,000 miles on it. As a well-made foreign car, I expect it to last for at […]

travel hacking

Travel Hacking the New Delta SkyMiles Program

Earlier this week I received an email about changes to the Delta SkyMiles® program. As a Georgian – albeit by way of Brooklyn – I am very loyal to Delta. I enjoy the service that the airline provides and the smooth landings. When you can sleep through the landing and only awake upon hearing fellow […]

valentines day

3 Ways that Valentines Day Can Break Your Budget

I watched this TED talk recently about Millennials: Who They Are & Why We Hate Them. It was an extemely insightful discussion about the difference between millennials and the Gen X population. Who Are Millennials? Millennials are defined as those born from 1980 to 2000. We are more likely to have a profile on a […]